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Changelog

Business Changelog

Check Version 1.0.0

August 7, 2025

Welcome to the initial release of Check, a powerful and intelligent credit decisioning engine designed to optimize, automate, and manage end-to-end credit and funding evaluations.

This release introduces the core framework of Check, delivering a seamless decisioning experience for credit analysts, team leads, and financial operations managers through intuitive workflows, analytics, and AI-enabled decision support.

✅ Key Features Introduced

Task Queues

  • Centralized work queues to manage both Credit Requests and Funding Requests.
  • Visual indicators for request status: New, Approved, Conditioned, Declined, and Approved for Payout.
  • Filterable and searchable tables for easy access to active cases.

Detailed Request View

  • Side panel view for every request showing segmented information:

    • Applicant Information
    • Asset Details
    • Document Review
    • Compliance Checks
    • Receivables, Payables, and Amortization (for Funding)

  • Audit Trail for tracking all actions and updates with timestamps.

ScoreCard Engine

  • Creation, editing, and disabling of custom ScoreCards for automated credit decisions.
  • Scoring based on base values, weighted criteria, and rule sets.

Ask AI

  • AI-powered recommendations to assist analysts with:

    • Decision memos
    • Risk-based stipulations
    • SWOT analysis
    • Quick approval/decline suggestions

  • Available across Dashboards, Credit and Funding Requests, and Team Analytics.

Reporting Suite

  • Report Builder to configure and generate performance, quality, and trend reports.
  • Report Management to schedule, pause, edit, or delete automated reports.
  • Multiple export formats with charting and data field options.

Team Performance Analytics

  • In-depth analysis and visual dashboards segmented by the following:

    • Individual Analyst Metrics
    • Productivity: Volume trends, peak hours, case complexity
    • Utilization: Daily workload, backlog
    • Quality: SLA adherence, approval accuracy
    • Planning: FTE planning, absenteeism rate
    • Automation: Auto-decisioning and manual intervention metrics
    • Compare: Leaderboards, peer comparisons
    • Insights: AI-based recommendations and 30-day performance plans

Audit Trail

  • Full transparency of user actions with time logs for regulatory and compliance reporting.

User Assignments

  • Option to self-assign or assign decision requests to team members from within the queue.

🛠 Platform Highlights

  • Intuitive and responsive UI tailored for credit analysts and operations teams.
  • Secure access controls and role-based feature visibility.
  • Optimized workflows to reduce manual review cycles and increase decision turnaround time.

Check 1.0.0 lays the foundation for intelligent decisioning and operational oversight, empowering financial institutions to scale and standardize credit workflows with confidence.

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